The number of people facing massive personal credit card debt in America is rising. Data gathered in 2017 noted that the average credit card debt of most households in the country is nearly $16,000. Many are living beyond their means while others are trying to cover medical costs. If you find yourself burdened with credit card debt, paying the...
If you're looking to track your finances it's a lot easier with a consistent balance sheet. So why not use a Free Balance Sheet?
I've found a great free balance sheet over at millionaire systems, which is a website run by Gary Keller who's a real estate millionaire and has several great books about building wealth.
This particular balance sheet...
You're on a tiny island in the Maldives. You've been snorkeling your heart out at the incredible coral reefs swirling with beautiful sea creatures, ate the best Sushi you've ever tasted, and now it's time to sleep. You find yourself a place – and as the pleasant sound of waves gently puts you sleep; you dream of the Taj...
Back when I was just a young chap (which wasn’t too long ago, so don’t get any age-guessing ideas…), there was a guy who lived down the street from us who built dragsters in his driveway. Yes, real fire-breathing, asphalt-scorching, thousand-horsepower dragsters – the kind that rip through a racetrack in milliseconds and accelerate from 0 to warp speed...
I'm sure you've heard people say: "you are who you hang out with" and "you'll end up a lot like the people you spend the most time with." Today, I took that to heart and decided to hang out with a bunch of millionaires!
I'd like to say that we all flew to Lake Tahoe to meet at an...
Investing in the stock market is one of the easiest ways to make money, provided that you know the field well. Stock market trading is only profitable for those who know where to put their money, and where they should be cashing in. Knowing what to invest in is one of the most beneficial things that can help a...
I recently started a new job and haven't received my first paycheck yet. I'm fully aware of my gross income, but I'm wondering, how much will my paycheck be after taxes? Frankly, I'm a little too lazy to manually calculate the Social Security (which I'll never see), FICA, State, and Federal taxes.
In my search for an easy...
In a world bombarded with complexities, stripping life down to it's fundamentals is so appealing. Releasing the shackles of your possessions and the stress associated with it can be done through living a minimalist lifestyle.
Here are 7 reasons why you should consider living a minimalist lifestyle:
1. It's Hard to Lose Things - If you only own 100 things...
Most people don't have access to large amounts of cash at a given time, so they take out a loan. Loans provide you with a way to go to college and afford things you otherwise would not have. Unfortunately, debt and a loan is only a good thing if you are able to make the required monthly payments on...
What would happen if you took a step back from your current life? If you just observed and removed yourself from the chaos would your perspective change? Well, you'd probably be on vacation ;), but seriously, if you could take a month to step back, unplug all your electronics and reflect on what it is you're doing,...
