It's been 2011 for approximately 12 hours and not much has changed... yet, but this year is going to be great. I'm not sure about you, but 2010 was a year for me that was simply okay. I lived in Hawaii for about three quarters of the year, launched Planting Dollars at the beginning of the year...
According to a recent article by CNN, consumer credit card debt dropped in 2011 by 11%. With lingering high unemployment, the threat of a double dip, and stagnant wages, it seems a bit impressive to me that consumer credit card debt actually decreased as a whole.
According to the article:
"The average credit card balance for 2011 was...
To all those serving at home and abroad; thank you for your service. Although many of us don't take time to think of how our freedom is gained, it goes a long way acknowledging the sacrifice many have made for our simple pleasures. Today is a day to do just that.
Image from zuikosan
You're on a tiny island in the Maldives. You've been snorkeling your heart out at the incredible coral reefs swirling with beautiful sea creatures, ate the best Sushi you've ever tasted, and now it's time to sleep. You find yourself a place – and as the pleasant sound of waves gently puts you sleep; you dream of the Taj...
If you're looking to track your finances it's a lot easier with a consistent balance sheet. So why not use a Free Balance Sheet?
I've found a great free balance sheet over at millionaire systems, which is a website run by Gary Keller who's a real estate millionaire and has several great books about building wealth.
This particular balance sheet...
I like to take advice from old people. They've seen more, done more, and often have made the mistakes that I'd like to avoid in life. Older people are wiser (most of the time), they're often much more content, and they have qualities I lack. Patience and a greater sense of what this thing they call...
Most people don't have access to large amounts of cash at a given time, so they take out a loan. Loans provide you with a way to go to college and afford things you otherwise would not have. Unfortunately, debt and a loan is only a good thing if you are able to make the required monthly payments on...
Creating a debt repayment worksheet is a great way to get all your debts in one place so that you can easily track them and understand what you owe. It's nothing too challenging, but a great tool in bringing to light your debts. It's also one of the first things you may want to do when on...
I'm sure you've heard people say: "you are who you hang out with" and "you'll end up a lot like the people you spend the most time with." Today, I took that to heart and decided to hang out with a bunch of millionaires!
I'd like to say that we all flew to Lake Tahoe to meet at an...
Interested in hiring a financially minded ghost writer for your blog, newsletter, or magazine? As you can see from this website, I truly enjoy writing about personal finance from all angles and I'd like the opportunity to write for your company.
If you're looking to a hire a qualified financial writer please contact me at ryan @ plantingdollars.com for...
