Plastic Water Bottles are one of the stupidest purchases you can make... Period. There, I said it, go ahead and hate me while you're blowing your money, encouraging oil consumption, and harming the environment, but I'm entrenched in my position on this one! I don't usually stand on a soapbox, I'm not a tree hugger by any means, but...

Happy Holidays

For all of you who are celebrating Christmas today have a very Merry day. As my way of celebrating the birth of Christ I am going to go for a bike ride and snorkel! Will be back on tomorrow! Ryan P.S. Jacob over at Early Retirement Extreme was kind enough to let me guest post on his blog today. Check out his...
Meet Santa - the largest toy distributor in the world, international man of mystery, and one of the most recognized celebrities of all time. This guy's a legend. I haven't seen him on an episode of cribs or on the Fortune's list of billionaires, but the guy's gotta be worth a ton, right? Buried below the north pole...
Have you ever eaten a whole box of Christmas cookies in an evening?  That's what I managed to polish off last night which kicked off two days of Ryan's food meltdown.  Kind of like Pringles - once I pop, I can't stop! It all started with the care package from home which included: Christmas Cookies Venison Sticks Chocolate Covered Pretzels A Block of Fudge M...
In light of the holiday season I thought I'd have a little fun and pick on Wal-mart and black Friday. Here's a parody of a poor guy who gets stuck waiting for Wal-Mart to open, nearly gets run over by a car, soils himself, and makes his getaway successfully with some Zhu Zhu's. All to the lines of "Twas...
Since I began teaching myself web development several years ago I have gained a familiarity with setting up and running websites and blogs. It's not surprising then, that people often ask me... ""Ryan, how can I create a website and more importantly, how can I make money from a website?" How can I leave the rat race...

Free Balance Sheet

If you're looking to track your finances it's a lot easier with a consistent balance sheet. So why not use a Free Balance Sheet? I've found a great free balance sheet over at millionaire systems, which is a website run by Gary Keller who's a real estate millionaire and has several great books about building wealth. This particular balance sheet...
That is, if you're not going to execute... Sound financial planning is an absolute essential piece of the becoming financially free pie, but without action, you're only left with the thought of pie and a grumbling stomach. It requires action to go to the grocery store, action to buy the ingredients,  action to find a recipe, action to try the...
I faced a dilemma upon graduating college. Having entered the working world making decent money (not great by any means) I had a few extra bucks a month and I had to decide whether I would. 1. Eliminate student loan debt. 2. Invest the money. Either choice was a good financial decision, but which one is better for the wallet? As economist...
I'm sure you've heard people say: "you are who you hang out with" and "you'll end up a lot like the people you spend the most time with." Today, I took that to heart and decided to hang out with a bunch of millionaires! I'd like to say that we all flew to Lake Tahoe to meet at an...