So you've decided that you'd like a credit card, or you'd like to fatten your wallet a bit and add another one. If you're like to average American you'll have a whopping seven credit cards! If you're just starting out be leery of getting into credit card debt. I'm probably preaching to the choir, but I...
Auto financing can be a lot tougher if you lack credit. But auto lenders have loosened the reigns and allowed individuals to acquire cars without credit. As an interested car buyer, you will first identify your vehicle of choice, compare prices, and locate a dealer. You will then be faced with the task of convincing the auto lender to...
It's been said that the easiest way to make money is to keep the money you have. Saving money is a sure way to make sure you have it when you need it, yet so many of us waste it on things we want or spending too much on the things we need.
By cutting waste you're...
Last night I watched a documentary about credit cards and debt that was produced in 2005 known as "In debt we trust." The documentary was free to watch on hulu and spent about an hour and a half discussing what credit cards were, the corruption of the system, and the problems we face with debt as a nation....
With so much talk about becoming a millionaire and becoming financially free it can all seem a bit daunting. After all, only 2% of Americans are millionaires and if you're a just starting out in life (myself included) it doesn't exactly seem realistic to come up with a million dollars or become free by next Tuesday. ...
Is minimum wage really that hard to live on? I was at a friend's house last night for a small party and met a girl there she mentioned that she chose Hawaii because it was a place where you could do a lot of the things you enjoy for free and a lot of people don't really focus...
The definition of net worth has been debated and you'll often find many answers as you search for the meaning of net worth. The standard answer for net worth goes something like this:
"Assets - Liabilities = Net Worth"
The struggle comes in describing what an asset is and what true liabilities are. Is a house an asset, or...
A personal finance quote ingrained in the American psyche (or at least in mine) was coined (pun intended) by the great Benjamin Franklin. Franklin noted that “A penny saved is a penny earned.” Franklin was smart in realizing the distinct difference, but there might even be more value in a penny saved than just one penny. ...
A couple of days ago, I responded to a guest post by Mr Credit Card from askmrcreditcard.com over at Fiscal Fizzle. His premise was that there really was no such thing as passive income. I disagreed and wrote a post taking the opposite argument. The articles caused quite a bit of debate both on this site and Fiscal Fizzle...
If you're like me, you can't walk through Barnes and Noble without stopping by the personal finance section. When I stopped by the store earlier today I again, couldn't resist the tempting lure of personal finance books! There were literally over 200 books about personal finance and after flipping through a few I really started to wonder....
