Personal Finance is one of the most important aspects of your life, but it isn't taught in most schools and the majority of people in the world are financially illiterate. Although not exciting to most, personal finance directly relates to your life everyday.
Personal finance by definition is how you manage your money. But what is money...
Over the course of your lifetime you'll spend over 80,000 hours working. That's nearly 10 years straight with no breaks. Think you have that kind of endurance ;) You get the luxury of choosing where you'll spend those hours so does that mean your choice reflects who you are as a person? Are you...
Is minimum wage really that hard to live on? I was at a friend's house last night for a small party and met a girl there she mentioned that she chose Hawaii because it was a place where you could do a lot of the things you enjoy for free and a lot of people don't really focus...
Last night I watched a documentary about credit cards and debt that was produced in 2005 known as "In debt we trust." The documentary was free to watch on hulu and spent about an hour and a half discussing what credit cards were, the corruption of the system, and the problems we face with debt as a nation....
I hear the phrase "a lot of money" well... a lot... but what is a lot of money? Recently I asked what you'd do with an extra $20,000 and to some that was "A lot" of money, but to others it was not a lot of money at all. What gives?
Bringing this topic up reminds me of...
Growing up I was taught a simple rule to control my anger and emotional outbursts. This was simply referred to as the "10 second rule." Whenever I was about to blow a gasket or even consider doing something inspired by my temper my parents said I should simply count to ten backwards very slowly. Oddly enough this worked for...
A personal finance quote ingrained in the American psyche (or at least in mine) was coined (pun intended) by the great Benjamin Franklin. Franklin noted that “A penny saved is a penny earned.” Franklin was smart in realizing the distinct difference, but there might even be more value in a penny saved than just one penny. ...
It's been said that the easiest way to make money is to keep the money you have. Saving money is a sure way to make sure you have it when you need it, yet so many of us waste it on things we want or spending too much on the things we need.
By cutting waste you're...
Although you can't go through life without spending money... unless you're this guy, you can avoid making some stupid spending decisions. There are a few purchasing decisions that really stick out in my mind which I've listed below in the list of 7 things you should never buy.
1. Disposable cups and plates
They may cost a bit more up...
If you've got a mental fixation with the image you're portraying to your neighbors you should probably heed the advice of this article. Stop keeping up with the Joneses, nobody really likes them anyways! They're probably fake, focused only on what you care about, and they don't really have much sense of self. Or maybe I'm...
