Auto financing can be a lot tougher if you lack credit. But auto lenders have loosened the reigns and allowed individuals to acquire cars without credit. As an interested car buyer, you will first identify your vehicle of choice, compare prices, and locate a dealer. You will then be faced with the task of convincing the auto lender to...
There are a ton of different financial websites and blogs on the web. Each with their own strategy or mix of ideas. Reading through these blogs makes you realize that some ideas mix as well as oil and water. Enter financial extremism. The vast majority of personal finance blogs are middle of the road. Pay off...
You'd like to save money, and you'd like to shed a few pounds... what do you do? Ditch the car commute and get on the ol bike is what I say. Crazy? Well... it worked for me and it can easily work for you as well! When I moved to Hawaii I ditched the car. Back...
Although it may not feel like it, the recession has been over for quite some time. In fact, 2011 has started off with a bang, the Dow Jones just crossed 12,000 and reached highs not seen since 2008, employers are beginning to hire, albeit slowly, but for many they're just not feeling the optimism that 2011 is starting...
It's been said that the easiest way to make money is to keep the money you have. Saving money is a sure way to make sure you have it when you need it, yet so many of us waste it on things we want or spending too much on the things we need. By cutting waste you're...
Personal finnace is pretty darn simple. Spend less than you make, save, and don't buy stuff you can't afford. For some reason people can't follow one of the most simple to follow concepts out there, which is why it's perfect for a Saturday Night Live Skit! Watch the video to learn all you need to know about saving...
Have you ever had a love hate relationship? It may be with a person, an object, or perhaps a job... but what about the time value of money? Perhaps I'm a bit odd, but the time value of money and I have a unique relationship in which sometimes I love it... and sometimes I hate its guts,...
This page is simply a collection of things I've found while browsing the internet that are free! Personal finance advice is cheap, but these things are even cheaper. Enjoy. Free Financial Books J.D. Roth's Get Rich Slowly Guide to IRA's - Free ebook (PDF link) Richest Man in Babylon - George Clason's 1928 Classic, free to download. Free Personal Finance Software Mint.com...
A couple of days ago, I responded to a guest post by Mr Credit Card from askmrcreditcard.com over at Fiscal Fizzle. His premise was that there really was no such thing as passive income. I disagreed and wrote a post taking the opposite argument. The articles caused quite a bit of debate both on this site and Fiscal Fizzle...
I recently finished reading the 10 Roads to Riches by Kenneth Fisher and found it refreshing in the field of personal finance books that often repeat the same mantra. Kenneth's book takes a realistic approach and gives options on how the most effectively build wealth through ten different strategies. Insightful, accurate, and educating are a few of the words...