If you haven't invested in a Roth IRA yet, you should do it. I know this sounds a bit obvious, but a lot of people have problems doing one thing, just jumping in! Of course, only jump in, if you have a large enough emergency fund in place and have some extra money to invest. I...
We are the lifestyle we lead, and our lifestyle is allowed by the income we're able to earn to fund that particular lifestyle. When we start out in life we have a low income and thus we buy things like "starter homes" and sleep on futons while eating ramen noodles. It's actually not too shabby starting out...
Although you can't go through life without spending money... unless you're this guy, you can avoid making some stupid spending decisions. There are a few purchasing decisions that really stick out in my mind which I've listed below in the list of 7 things you should never buy.
1. Disposable cups and plates
They may cost a bit more up...
I've lost sleep over a lot of things... worrying, being sick, drinking too much, insomnia... they're all things I've experienced, but losing sleep over money, that's something I have yet to meet. One of the benefits of living frugal is not having many debts and thus not many money worries. Living small lets me sleep like a...
