Planting Dollars

The 12 Investment Myths: Book Review

by Ryan

Although Jim Calhoun Jr.’s book “The 12 Investment Myths” lasts only 104 pages, it packs enough value to last a lifetime. With a straight forward, concise, and at times, humorous demeanor Jim brings some common myths of investing to light that many investors may not have thought about. Working as a fee-only financial advisor the [...]

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What’s the Real Cost of Owning Your Car?

by Ryan

When you drive by your local car dealership you’ll see bright numbers in the windshields of the cars, possibly with 0% financing offers, but what you won’t see is the real cost of owning that car. The price tag for your car is just the beginning of a costly relationship you’ll embark on when purchasing [...]

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Is Building Shipping Container Homes a Cheaper Alternative?

by Ryan

I’ve seen quite a few cool articles lately about using old shipping containers as homes and buildings. With a huge trade imbalance the United States often has left over shipping containers sitting at our ports without a purpose. Therefore many people have taken these excess containers and turned them into buildings, and which is a [...]

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9 Ways to Stop Wasting Your Money

by Ryan

It’s been said that the easiest way to make money is to keep the money you have. Saving money is a sure way to make sure you have it when you need it, yet so many of us waste it on things we want or spending too much on the things we need. By cutting [...]

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The 5 Steps of Financial Planning

by Ryan

Financial planning isn’t difficult, at least on paper. The tough part is starring into the openness of your life, the choices, the options, and deciding what you want badly enough to sacrifice for, then following through each and every day. Without a big why, and understanding the importance of personal finance one will struggle, so [...]

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The Simplest Possible Net Worth Definition

by Ryan

The definition of net worth has been debated and you’ll often find many answers as you search for the meaning of net worth. The standard answer for net worth goes something like this: “Assets – Liabilities = Net Worth” The struggle comes in describing what an asset is and what true liabilities are. Is a [...]

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5 Tricks Credit Card Companies Use To Diminish Rewards Value

by Ryan

The following is a post from guest blogger Michael, who runs Credit Card Forum, which is a community for talking about credit card reviews, rewards, and just about everything else related to credit cards. Let’s be honest, right now credit card rewards are more complicated than they have ever been in the past. Heck, I [...]

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Is Personal Finance Obvious?

by Ryan

If you’re like me, you can’t walk through Barnes and Noble without stopping by the personal finance section. When I stopped by the store earlier today I again, couldn’t resist the tempting lure of personal finance books! There were literally over 200 books about personal finance and after flipping through a few I really started [...]

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Who Needs a Mortgage When There are Free Homes?

by Ryan

You could say that real estate has quite literally hit rock bottom in some areas of the country, since you can find free land, and possibly homes in some areas of the country, for free! If you’ve ever dreamed of moving out the rural Midwest and breadbasket of America you can find some great opportunities [...]

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7 Tips for Creating Wealth

by Ryan

Creating wealth is far from rocket science, but it does take discipline, a consistent mindset, and the right set of knowledge. Although I can’t instill discipline into anyone reading this post I can give some basic tips for creating wealth to set you in the right direction. If you’d like to create more wealth in [...]