The beginning of the school semester quickly approaches as the summer fades. The jovial warmer months, often full of excitement, outdoor adventures, and wonderful memories, may also put a strain on your budget making the prospect of school daunting. Don’t fear – getting ready for the academic year can be as exhilarating as your summer […]

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Two US Short term loan providers will offer consumers a chance to rebuild their credit score and work their way back to the mainstream lenders. Much has been said about the UK payday loans market, but now two new US lenders are taking a different tack by offering products that help customers make the step […]

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It’s one thing to work your way slowly out of debt to increase your credit score. It’s a different beast if you need an auto or home loan, to rent an apartment, or need other types of financing immediately. When timing is of the essence, these seven methods will help you increase your credit score […]

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Escaping the Paycheck-to-Paycheck Lifestyle

by Ryan

It astonishes me to think about the fact that since the time I got my first job, at around 15 years old, to now, going into my late 20’s, that I had been living paycheck-to-paycheck. I have tried many times and again to set aside money, improve my financial responsibility, and fix my bad credit […]

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How Paying Professionals Saves You Money

by Ryan

In our recent post, “11 Ways to Save Your Small Business Money,” we talked about a lot of things that you can to help reduce expenses for your company. Among the things we listed in the post were things like sharing space and outsourcing some of your internal duties. One of the things that didn’t […]

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Commercial HVAC Systems: Why Preventative Maintenance Contracts Are Worth the Investment

by Ryan

As a business owner, it is your responsibility to provide a safe, comfortable, and decent environment for employees and customers. Part of providing such an environment requires fully functional and operational facilities. One area of concern for most business owners is their HVAC systems. As the heating, cooling, and ventilation systems are responsible for providing […]

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Advice for Getting Out of Debt and Rebuilding Your Credit

by Ryan

Consumer debt can slowly take over your life. After evaluating how much you owe on credit cards, personal loans, auto loans and other bills, you might scratch your head and wonder how you’ll keep your finances on track. Getting into debt is certainly easier than paying off high balances. If your debt gets out of […]

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11 Ways to Save Your Small Business Money

by Ryan

Small businesses are always looking for ways to save money. Especially when just launching a small business needs every dollar they can get. Here are a few tips and ideas as to how you can lower your expenses and keep more money in your small business’ pockets. Sharing Space – If the business is just you, […]

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Check Out This Free Excel Budget Sheet

by Ryan

Looking for a free budget sheet run with excel or open office calc? There are plenty online, but one of the most complex, and thorough budget sheets I’ve found as of late is over at No More Harvard Debt. If you haven’t already been to the website, Joe, a recent Harvard grad paid off about […]

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November 2012 Bartending Income Report

by Ryan

Well November was more of the same, but the hourly was up a tad. Much like October, November continued the slow season at the bar with very few shifts, but a nice little boost from Thanksgiving weekend. With holiday parties coming up it’s expected to be a bit busier in December, but we’ll see. November […]

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