Shop for Loans

by Ryan

Do you need a loan? Even if you have good credit, you might not want to deal with a bank and that is ok. People with good credit, bad credit, and no credit at all apply for what is known as an alternative payday loan every day. This is because of the many benefits that […]

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Burial insurance is absolutely crucial if you want to save money on any final expenses. The cost of dying has risen to an average of $10,000. Without coverage this will have to come out of your inheritance, or in the worst case scenario it will have to come out of the pockets of your loved […]

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Most of us assume that a professional insurance policy primarily involves physical businesses. To be sure, packages such as public liability insurance and employee liability insurance are two plans which often come to mind. This very same landscape has changed in recent times thanks to the continued presence of the Internet. It is now essential […]

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Act to Get Figures in the Black

by Ryan

The people who know exactly how much they spend by the day are in the minority. Most people have a general idea if only because they read their bank statements. Direct debits can pay regular bills, any relevant instalments and the balance at the bottom of each statement is an indicator of how well income […]

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Advice for Handling Unexpected Financial Matters

by Ryan

Don’t you just hate financial surprises? Unless of course it comes in the form of a financial increase, no one really likes to deal with those life emergencies that leave you scrounging for pennies. An expensive car repair, decrease in wages, and even an extensive plumbing or electrical repair can easily leave you in a […]

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Back to School Frugal

by Ryan

The beginning of the school semester quickly approaches as the summer fades. The jovial warmer months, often full of excitement, outdoor adventures, and wonderful memories, may also put a strain on your budget making the prospect of school daunting. Don’t fear – getting ready for the academic year can be as exhilarating as your summer […]

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7 Ways to Increase Credit Scores Rapidly

by Ryan

It’s one thing to work your way slowly out of debt to increase your credit score. It’s a different beast if you need an auto or home loan, to rent an apartment, or need other types of financing immediately. When timing is of the essence, these seven methods will help you increase your credit score […]

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Escaping the Paycheck-to-Paycheck Lifestyle

by Ryan

It astonishes me to think about the fact that since the time I got my first job, at around 15 years old, to now, going into my late 20’s, that I had been living paycheck-to-paycheck. I have tried many times and again to set aside money, improve my financial responsibility, and fix my bad credit […]

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How Paying Professionals Saves You Money

by Ryan

In our recent post, “11 Ways to Save Your Small Business Money,” we talked about a lot of things that you can to help reduce expenses for your company. Among the things we listed in the post were things like sharing space and outsourcing some of your internal duties. One of the things that didn’t […]

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Advice for Getting Out of Debt and Rebuilding Your Credit

by Ryan

Consumer debt can slowly take over your life. After evaluating how much you owe on credit cards, personal loans, auto loans and other bills, you might scratch your head and wonder how you’ll keep your finances on track. Getting into debt is certainly easier than paying off high balances. If your debt gets out of […]

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