Planting Dollars

The Quiet Hours

by Ryan

I’m sitting alone writing this post. It’s 9pm and everyone has cleared out of the internet cafe to make their ways to the bars and clubs of nearby Waikiki. I do my best work alone, I can concentrate, there aren’t distractions, and I can choose my own music. My brain can relax and I can [...]

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Money Hackers Carnival #110 - Burning the Midnight Oil

by Ryan

Well it’s back to college for me tonight. After receiving the password to review the carnival submissions (there were over 70) at 10pm it’s going to be a long night here at the ol internet cafe so I just want to apologize with the lack of creativity due to only being able to review submissions [...]

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Would you trade your success or your riches? - Guest Post

by Ryan

I recently watched a rerun episode of my favorite TV show, House. It’s truly the only show on television that I have the patience and eagerness left to watch. This episode in particular focused on a billionaire businessman and his sick son, which really provoked some serious thought. This man fully believed that it was [...]

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Can You Turn Your Life on a Dime?

by Ryan

I’m sure you’ve heard the expression “turning on a dime,” but would that be a way to describe your life? Most of us wouldn’t be able to move within the next 24 hours or simply hop to the next destination via a plane ticket without leaving a mess behind at home. We’re not built like [...]

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Open a Vanguard Roth IRA Today

by Ryan

If you haven’t invested in a Roth IRA yet, you should do it. I know this sounds a bit obvious, but a lot of people have problems doing one thing, just jumping in! Of course, only jump in, if you have a large enough emergency fund in place and have some extra money to invest. [...]

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7 Things You Should Never Buy

by Ryan

Although you can’t go through life without spending money… unless you’re this guy, you can avoid making some stupid spending decisions. There are a few purchasing decisions that really stick out in my mind which I’ve listed below in the list of 7 things you should never buy. 1. Disposable cups and plates They may [...]

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A Penny Saved is a Penny Earned - Or Could it be More?

by Ryan

A personal finance quote ingrained in the American psyche (or at least in mine) was coined (pun intended) by the great Benjamin Franklin. Franklin noted that “A penny saved is a penny earned.” Franklin was smart in realizing the distinct difference, but there might even be more value in a penny saved than just one [...]

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Where Do You Store Your Financial Records?

by Ryan

I went to turn on my computer yesterday and was greeted by a black screen and about as much response as I get from girls I talk to at the beach My laptop died, sad day, but I’m over it. I wasn’t too concerned, it’s only a laptop, there are internet cafes and plenty of [...]

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What A Dragster Mechanic Taught Me About Living Cheaply - Guest Post

by Ryan

Back when I was just a young chap (which wasn’t too long ago, so don’t get any age-guessing ideas…), there was a guy who lived down the street from us who built dragsters in his driveway. Yes, real fire-breathing, asphalt-scorching, thousand-horsepower dragsters – the kind that rip through a racetrack in milliseconds and accelerate from [...]

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Should Kids Invest in the Stock Market?

by Ryan

During one of my math classes in middle school the teacher talked about the power of compound interest and asked if any of the students had stocks. Some raised their hands and said they had stock in things like Disney or Coca Cola, nothing fancy, mostly big name companies. However, I was pretty darn jealous. [...]