Planting Dollars

Financial Baby Steps

by Ryan

With so much talk about becoming a millionaire and becoming financially free it can all seem a bit daunting. After all, only 2% of Americans are millionaires and if you’re a just starting out in life (myself included) it doesn’t exactly seem realistic to come up with a million dollars or become free by next [...]

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The Man Owes You Less Than Nothing - Guest Post

by Ryan

The career track as you know it is not a permanent condition of human life. It’s barely three generations old. Civilization has been around for maybe 8 millennia. And for 7.9 of those, “career track” meant working on the family farm and eventually inheriting it. That’s if you were lucky and male. If you were [...]

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My Advice to Recent College Grads

by Ryan

It’s commencement time again and I’d like to write a short letter to all those recent college grads with big hopes and dreams and twinkles in their eyes for a bright future. In fact, I was you… almost two years ago already (wow time flies). Unsure of what the future would bring, but eager to [...]

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What’s Your Motivation for Work?

by Ryan

How you think of your work determines where it will take you and how you stay motivated throughout the day. Are you there simply for a paycheck or for some greater purpose? Imagine three people, all with the same job, but all with different perspectives. They do the same tasks, but their motivation is completely [...]

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How to Lose 10 Pounds and Make $400 in the Next 30 Days

by Ryan

You’d like to save money, and you’d like to shed a few pounds… what do you do? Ditch the car commute and get on the ol bike is what I say. Crazy? Well… it worked for me and it can easily work for you as well! When I moved to Hawaii I ditched the car. [...]

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The Time Value of Money - A Love Hate Relationship

by Ryan

Have you ever had a love hate relationship? It may be with a person, an object, or perhaps a job… but what about the time value of money? Perhaps I’m a bit odd, but the time value of money and I have a unique relationship in which sometimes I love it… and sometimes I hate [...]

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Seeds of Knowledge 5.21.10

by Ryan

Getting back on the bandwagon of regular posting and weekly roundups here’s this some of my favorites this week and a few other housekeeping links for your enjoyment! Have a good weekend. Evan calls your bluff with: Most People that Tell You They Don’t Want to be Wealthy are Lying. It’s not all rainbows and [...]

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The 12 Hour Workweek

by Ryan

The 40 hour workweek. That’s what we’re all used to. The 9-5 standard, punch your clock, Monday through Friday and do what everyone else does. But how many of those hours do you really need to be working? I work 40+ hours in a week, not because I have to, but because the majority of [...]

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Thoughts on Walking Away From Your Home Mortgage

by Ryan

Here’s the scenario: You can easily pay your mortgage, there is nothing physically wrong with your house, but you’re walking away. What gives? In a recent 60 minutes clip I learned of a new trend in which Americans are simply “walking away” from their mortgage commitments. Why? They’re doing this because the values of their [...]

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Stop Thinking About Money!

by Ryan

STOP THINKING ABOUT MONEY! It’s the easiest way to make it. Dwelling, worrying, planning, fretting, pacing, exhausting… these are some of the many words that come to mind when I think about money too much. You plan, then you plan some more, then you think about hypothetical situations, then perhaps you rehash the idea, then [...]