Planting Dollars

Free Balance Sheet

by Ryan

If you’re looking to track your finances it’s a lot easier with a consistent balance sheet. So why not use a Free Balance Sheet? I’ve found a great free balance sheet over at millionaire systems, which is a website run by Gary Keller who’s a real estate millionaire and has several great books about building [...]

Read the full article →

Introducing Dollars Around the World

by Ryan

One of my motivating factors for creating Plantingdollars was to track my finances and learn a lot more about blogging and internet monetization. I’m not going to lie, I would love to make full time income blogging so that I could use my laptop to fund my travels around the world. Being a traveling nomad [...]

Read the full article →

How to Retire in 5 years

by Ryan

He wasn’t lying when he named his blog “early retirement extreme.” Jacob has managed to live an incredibly frugal lifestyle and retire within a decade of starting this quest and he’s lived to blog about it! This is one of my favorite blogs because it’s critical, well thought out and discusses things that actually matter. [...]

Read the full article →

Financial Planning Doesn’t Matter

by Ryan

That is, if you’re not going to execute… Sound financial planning is an absolute essential piece of the becoming financially free pie, but without action, you’re only left with the thought of pie and a grumbling stomach. It requires action to go to the grocery store, action to buy the ingredients, action to find a [...]

Read the full article →

Invaluable Advice for Starting a Personal Finance Blog

by Ryan

What do Bargaineering, FrugalDad, and Cleverdude have in common? They’re all personal finance bloggers that were kind enough to shed light on how they became successful in their niche and how others, such as myself, can be successful there as well. Personal Finance blogging can be a bit intimidating at first. It’s a bit like [...]

Read the full article →

The Not so Simple IRA

by Ryan

As an investor I’ve heard of 401k’s, Traditional IRA’s, Roth IRA’s, heck I’ve even discovered Keough’s and SEP IRA’s, but as my boss’ business banker spoke about our new retirement options at work, I discovered a whole new type of IRA. The Simple IRA. SIMPLE is an acronym for Savings Incentive Match PLan for Employees. [...]

Read the full article →

Should I Eliminate Student Loan Debt or Invest?

by Ryan

I faced a dilemma upon graduating college. Having entered the working world making decent money (not great by any means) I had a few extra bucks a month and I had to decide whether I would. 1. Eliminate student loan debt. 2. Invest the money. Either choice was a good financial decision, but which one [...]

Read the full article →

Creating a Millionaire “to-do list”

by Ryan

I’m sure you’ve heard people say: “you are who you hang out with” and “you’ll end up a lot like the people you spend the most time with.” Today, I took that to heart and decided to hang out with a bunch of millionaires! I’d like to say that we all flew to Lake Tahoe [...]

Read the full article →

The Business of Life

by Ryan

As I was counting inventory at work today it hit me like a ton of bricks. What I do at work is directly related to my own life. The same processes, functions, and systems a business uses can be overlapped into your own personal life. The business of life is exactly like the business of… [...]

Read the full article →

How Much Will My Paycheck be After Taxes?

by Ryan

I recently started a new job and haven’t received my first paycheck yet. I’m fully aware of my gross income, but I’m wondering, how much will my paycheck be after taxes? Frankly, I’m a little too lazy to manually calculate the Social Security (which I’ll never see), FICA, State, and Federal taxes. In my search [...]