Planting Dollars

Should I Buy a Moped?

by Ryan

Mopeds are wildly popular here in Honolulu. At all hours of the night I hear the vroom vroom of their tiny little engines as they weave through traffic and narrowly miss colliding with over-sized SUV’s and the ever present Buses. I live near one of the universities so there are an army of these little [...]

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How to Make a Billion Dollars

by Ryan

Have you ever thought about becoming a billionaire? It’s an astronomical number that most of us can’t even wrap our heads around, but according toFortune Magazine, it’s list of billionaires totaled 793 wealthy souls this past year. That’s a pretty elite group so your odds aren’t great. In fact, your odds of being a billionaire [...]

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Another Day in Paradise for $5.50

by Ryan

For less than the cost of a McDonalds “value” meal I was able to experience some of the best Oahu has to offer. It’s ridiculous how cheap you can enjoy places… that is… if you’re smart and are okay with stopping and smelling the roses. Honolulu is ranked as the 25th most expensive city in [...]

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Find a Penny, Pick it up?

by Ryan

“All day long you’ll have good luck”… at least that’s how the saying goes. Pennies are abound in parking lots, couch cushions, and cars around America and even the world. As you read this there is probably a forgotten penny somewhere nearby. You can pinch em, toss em, flick em, and skip em yet they [...]

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Protected: Why the GDP Needs a Makeover

by Ryan

There is no excerpt because this is a protected post.

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9 Out of 10 American Workers Losing Sleep Over Money

by Ryan

I’ve lost sleep over a lot of things… worrying, being sick, drinking too much, insomnia… they’re all things I’ve experienced, but losing sleep over money, that’s something I have yet to meet. One of the benefits of living frugal is not having many debts and thus not many money worries. Living small lets me sleep [...]

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Keeping America Great

by Ryan

I recently watched a CNBC special titled: Keeping America Great in which Warren Buffet and Bill Gates were asked questions by students at the Columbia business school. It was a very informative special that highlighted their optimism of the American economy and capitalism in general. Below I’ve highlighted some of the questions and answers I [...]

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Never Borrow Money to Pay For Something That Goes Down in Value

by Ryan

“Never borrow money to pay for something that goes down in value.” Those are the words or personal finance advice from Seth Godin, one of the greatest marketers of our time. Seth brings up a really good point that is often overlooked. It highlights the concept of good debt versus bad debt perfectly. If you’re [...]

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How to Win Through Quitting

by Ryan

Afraid to take the leap and quit? Wondering if you’ll be considered a failure if you do? Don’t worry, quitting isn’t nearly as bad as it sounds and is completely necessary in life if you’d like to become a winner. Quitting is simply admitting defeat by saying to yourself: “I’m not good at this, it’s [...]

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