With personal finance everything is relative. Reading through blogs and comparing yourself to others using direct numbers might not be the best way to measure your progress, but using personal finance ratios could be a better indicator as to how you're doing. For example, if you're located in Iowa, your income is going to be significantly lower...
What's the difference between being rich versus being wealthy? Is there a difference and if so how can we separate the two similar concepts?
Being Rich
Rich is a current state of being that can happen overnight. For example: lottery winners, new found celebrities and even high payed professions such as doctors or lawyers belong in the category of...
You'd be hard pressed to find a person who doesn't want to be financially free, but I bet it wouldn't be too hard to find someone who couldn't tell you what they'd do with that freedom. The day that you become financially free what will really change in your life? Will the angels sing and your problems...
Is minimum wage really that hard to live on? I was at a friend's house last night for a small party and met a girl there she mentioned that she chose Hawaii because it was a place where you could do a lot of the things you enjoy for free and a lot of people don't really focus...
Last night I watched a documentary about credit cards and debt that was produced in 2005 known as "In debt we trust." The documentary was free to watch on hulu and spent about an hour and a half discussing what credit cards were, the corruption of the system, and the problems we face with debt as a nation....
During one of my math classes in middle school the teacher talked about the power of compound interest and asked if any of the students had stocks. Some raised their hands and said they had stock in things like Disney or Coca Cola, nothing fancy, mostly big name companies. However, I was pretty darn jealous. I...
Auto financing can be a lot tougher if you lack credit. But auto lenders have loosened the reigns and allowed individuals to acquire cars without credit. As an interested car buyer, you will first identify your vehicle of choice, compare prices, and locate a dealer. You will then be faced with the task of convincing the auto lender to...
Over the course of your lifetime you'll spend over 80,000 hours working. That's nearly 10 years straight with no breaks. Think you have that kind of endurance ;) You get the luxury of choosing where you'll spend those hours so does that mean your choice reflects who you are as a person? Are you...
Personal finnace is pretty darn simple. Spend less than you make, save, and don't buy stuff you can't afford. For some reason people can't follow one of the most simple to follow concepts out there, which is why it's perfect for a Saturday Night Live Skit!
Watch the video to learn all you need to know about saving...
This page is simply a collection of things I've found while browsing the internet that are free! Personal finance advice is cheap, but these things are even cheaper. Enjoy.
Free Financial Books
J.D. Roth's Get Rich Slowly Guide to IRA's - Free ebook (PDF link)
Richest Man in Babylon - George Clason's 1928 Classic, free to download.
Free Personal Finance Software
Mint.com...
