Investing in What Matters Most… Your Belly

Have you ever eaten a whole box of Christmas cookies in an evening?  That's what I managed to polish off last night which kicked off two days of Ryan's food meltdown.  Kind of like...

One Man’s Journey Through Wal-Mart Hell on Black Friday

In light of the holiday season I thought I'd have a little fun and pick on Wal-mart and black Friday. Here's a parody of a poor guy who gets stuck waiting for Wal-Mart to open,...

Start An Online Business

Since I began teaching myself web development several years ago I have gained a familiarity with setting up and running websites and blogs. It's not surprising then, that people often ask me... ""Ryan,...

Living in Honolulu for Less than $1000 a Month

About two months before starting this blog I booked a one way ticket to Honolulu from Wisconsin.  It had been over a year after I graduated college, I hadn't made much of myself back...

Free Balance Sheet

If you're looking to track your finances it's a lot easier with a consistent balance sheet. So why not use a Free Balance Sheet? I've found a great free balance sheet over at millionaire...

How to Retire in 5 years

He wasn't lying when he named his blog "early retirement extreme."  Jacob has managed to live an incredibly frugal lifestyle and retire within a decade of starting this quest and he's lived to blog...

Financial Planning Doesn’t Matter

That is, if you're not going to execute... Sound financial planning is an absolute essential piece of the becoming financially free pie, but without action, you're only left with the thought of pie and a...

Should I Eliminate Student Loan Debt or Invest?

I faced a dilemma upon graduating college. Having entered the working world making decent money (not great by any means) I had a few extra bucks a month and I had to decide whether...