Planting Dollars

Credit Card Debt Drops in 2011

by Ryan

According to a recent article by CNN, consumer credit card debt dropped in 2011 by 11%. With lingering high unemployment, the threat of a double dip, and stagnant wages, it seems a bit impressive to me that consumer credit card debt actually decreased as a whole. According to the article: “The average credit card balance [...]

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The 10 Ways to Become Wealthy

by Ryan

I recently finished reading the 10 Roads to Riches by Kenneth Fisher and found it refreshing in the field of personal finance books that often repeat the same mantra. Kenneth’s book takes a realistic approach and gives options on how the most effectively build wealth through ten different strategies. Insightful, accurate, and educating are a [...]

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The 5 Lessons a Millionaire Taught Me – Book Review

by Ryan

I recently took a glance over the book The Five Lessons a Millionaire Taught Me by Richard Paul Evans. Within the first couple minutes I gathered that the book was 88 pages of common personal finance advice. Don’t get me wrong, it’s a great book for those who aren’t familiar with personal finance concepts, such [...]

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Is Now the Best Time to Buy a House?

by Ryan

Is now the best time to buy a house since the great depression? I think so, and after reading through this article I think you may also side on the fact that now is an amazing time to get into home ownership. 2012 has the potential to be the best year for buying a house [...]

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What’s the Best Way to Invest $1,000?

by Ryan

So you’ve saved up a grand and want to start making it grow. Is there a best way to invest your $1,000? There are several options, but most depend on how long you want to invest for, and the amount of risk you’re willing to take on. With minimal risk, comes minimal returns, so the [...]

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How to Stick to Your Budget Like Glue

by Ryan

Although creating a budget is fairly easy, much like creating goals, it’s much harder to stick to your budget in the weeks, months, and even years that follow. Although it is a challenge there are some ways that you can increase your chances of sticking to your budget which include: 1. Write it Down Anyone [...]

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How to Create a Debt Repayment Worksheet

by Ryan

Creating a debt repayment worksheet is a great way to get all your debts in one place so that you can easily track them and understand what you owe. It’s nothing too challenging, but a great tool in bringing to light your debts. It’s also one of the first things you may want to do [...]

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The First Step to Getting Out of Debt

by Ryan

“A journey of a thousand miles begins with a single step” -English Proverb- Often the hardest step to take when getting out of debt is the first one. It’s not any more challenging in terms of work or sacrifice, but it’s going to be the biggest mental challenge you’ll have on your journey to getting [...]

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Motivation for Getting Out of Debt

by Ryan

So you’re in debt, you know you need to get out of debt because you’ve read that it’s something that can destroy your credit, finances, and in a very real sense, your lifestyle. It can also affect your health and those annoying bill collectors sure don’t help. Although I can’t get rid of your debt [...]

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Fish Farming at Home to Save Money

by Ryan

When you think of Milwaukee, Wisconsin you may think of beer, brats, cheese, and the Brewers, but there’s a movement that’s growing in popularity that encourages both saving money and eating healthier. That movement is organic fish farming. There are several non-profits in the area experimenting with aquaculture, but you don’t have to have a [...]