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Do you need a loan? Even if you have good credit, you might not want to deal with a bank and that is ok. People with good credit, bad credit, and no credit at all apply for what is known as an alternative payday loan every day. This is because of the many benefits that a loan of this...
The people who know exactly how much they spend by the day are in the minority. Most people have a general idea if only because they read their bank statements. Direct debits can pay regular bills, any relevant instalments and the balance at the bottom of each statement is an indicator of how well income is being managed; are...
Looking for a free budget sheet run with excel or open office calc? There are plenty online, but one of the most complex, and thorough budget sheets I've found as of late is over at No More Harvard Debt. If you haven't already been to the website, Joe, a recent Harvard grad paid off about $90,000 in...
Since I've been bartending for years people often as me "how much do bartenders make?" This is a question that simply "depends," but I'll do my best to try and answer it. If you want the short answer the range varies from $5 an hour, all the way up to $100 an hour, but in my experience, an average...
I like to dabble in photography, so I'm building a collection of personal finance stock images that are free for you to use! It'd be much appreciated if you attribute them to me by linking back to plantingdollars.com. If you have any ideas of cool photos email me, and I'll see if I can get something made. Free Personal Finance Stock Images Free...
Interested in getting pictures of money and coins without having to pay royalty fees? I have a collection available that I've taken that you can use absolutely free! View them in the slideshow below via flickr. If you're super nice and would like to thank me for using these photos I would always appreciate a link back...
Interested in hiring a financially minded ghost writer for your blog, newsletter, or magazine? As you can see from this website, I truly enjoy writing about personal finance from all angles and I'd like the opportunity to write for your company. If you're looking to a hire a qualified financial writer please contact me at ryan @ plantingdollars.com for...
I happened to just stumble on this, but I was completely amazed that you can now find the 1928 George Clason classic "The richest man in Babylon" absolutely free. Some would argue that this book laid the foundation for the personal finance movement as we know it and was the first of it's kind. Written in a simple to...
Getting out of debt is simple, at least in theory. In the most basic of ways there are simply three ways you get become debt free. Although the explanations are simple, I realize the journey is much harder. That's like me saying all you have to do in order to lose 100 pounds is run a...
According to a recent article by CNN, consumer credit card debt dropped in 2011 by 11%. With lingering high unemployment, the threat of a double dip, and stagnant wages, it seems a bit impressive to me that consumer credit card debt actually decreased as a whole. According to the article: "The average credit card balance for 2011 was...